Equity Release Mortgage and Protection Services

‘‘Hello. My name is Stephen Milligan, and I am here to help you with property-related finance and family insurance. I have family experience of head and neck cancer, so understand many of the concerns you may have around these areas. Below is a brief introduction to my services, which I hope will illustrate some of the depth, and breadth, of the ways I may help you.

I offer a free initial discussion and advice to determine if I can help. If you instruct me to undertake work on your behalf there may be a fee payable, which will be fully explained, and agreed before any chargeable activity is commenced, so please do contact me if you feel you would like some help”

I have over 30 years experience advising clients buying properties in the UK, Asia and the USA.

During this time I’ve helped hundreds of clients achieve their dreams of owning their own homes, and protect their families. Others have chosen to buy additional properties to let out and generate an income.

I currently support clients across the UK from my location in Lancashire.

You can rely on me to deliver clear and sound solutions in a timely manner

My Services

I offer a comprehensive property purchase and re-finance service, at whatever stage you are in your property journey

  • Buying
  • Moving
  • Extending
  • Holiday Home Purchase
  • Buy to Let
  • Extending Your Property Portfolio
  • Building Your Own Home


Over 55 & considering releasing equity from your home?

As a specialist Equity Release adviser I only arrange deals with providers / plans approved by the Equity Release Council, which means you are assured:

  • You may use the money however you want
  • You don’t have to move home
  • You can help a family member with a gift
  • You may use Equity Release to relocate
  • You have nothing to pay whilst you live in your home
  • You have ‘No Negative Equity Guarantees’
  • Interest rates can be fixed for life

Why Me?

I aim to deliver straightforward advice using more than 30 years experience, enabling you to buy, improve your home, and other properties, and to arrange appropriate life, serious illness and income replacement cover, to help ensure adequate protection in the event of serious health issues arising.

We begin our journey together with a FREE confidential discussion during which you share your situation and ideal outcome with me.

We can then progress to a detailed evaluation of your current arrangements, identifying opportunities within your existing plans and agreements.

I will advise on a course of action from solutions selected from a vast range of lenders and deals, some of which are  not available on the high street. When you are ready we move on to completing an application.

Together we complete the application and submit any required documents ensuring you are fully informed of progress. I liaise with product and service providers through to completion.

I will always try to find solutions to assist you in resolving your financial requirements.

Call: 0800 86 111 86

Email: [email protected]

Visit: www.mortgagesandprotection.co.uk

The Swallows Head & Neck Cancer Support Group acts as an introducer to Stephen Milligan t/a Equity Release, Mortgage & Protection Services.

Stephen Milligan t/a Equity Release, Mortgage & Protection Services is an Appointed Representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority.

A fee may be payable.